Lending Operations MicroERP

Prepare a complete financing application for an authorized lender.

• Capture requested amount purpose and applicant details
• Check product-specific document completeness
• Track submission status and applicant clarifications

Manage overdue lending obligations through approved customer treatment.

• Identify overdue amounts and contact history
• Record permitted assistance and collection actions
• Escalate disputes vulnerability or unresolved arrears to qualified staff

Confirm all obligations before closing a lending account.

• Produce a reviewed payoff calculation
• Reconcile final receipts adjustments and balances
• Coordinate authorized security release and closure evidence

Track security supporting a permitted lending arrangement.

• Record asset ownership valuation and required evidence
• Track security perfection or release through qualified parties
• Monitor expiry impairment and replacement conditions

Route lending decisions through authorized credit judgment.

• Collect verified financial and credit information with authority
• Record affordability collateral and policy assessments
• Approve decline or refer with documented reasons

Reconcile approved funding instructions with actual release.

• Verify approved loan amount payee and conditions
• Apply maker-reviewer approval to disbursement instructions
• Match confirmed transfers and failed or reversed releases

Release approved funding only when its conditions are met.

• Generate approved terms and required disclosures
• Track borrower acceptance and conditions precedent
• Authorize readiness for disbursement

Apply borrower receipts to the correct lending obligations.

• Match receipts to loan and due components
• Apply the contractually permitted allocation sequence
• Resolve short payments prepayments reversals and suspense

Maintain the agreed repayment basis across the loan term.

• Generate reviewed schedules from signed terms
• Track principal interest fees and due dates
• Version changes without losing prior calculations

Control agreed changes to an existing lending obligation.

• Assess proposed changes through authorized review
• Obtain required borrower agreement and revised schedule
• Reconcile concessions charges and old balances